1. ACCEPTANCE OF TERMS The following are terms of a legal agreement between you and Lawrence R. McCoy & Co., Inc. ("LR McCoy"). This World Wide Web Site ("web site") is created, controlled, and published by LR McCoy. By accessing, browsing, and/or using this web site you acknowledge that you have read, understood, and agree to be bound by these terms and conditions and to comply with all applicable laws and regulations, including, but not limited to, U.S. export and re-export laws and regulations.

IF YOU DO NOT AGREE TO THESE TERMS, YOU ARE PROHIBITED FROM USING THIS SITE OR DOWNLOADING ANY MATERIAL FROM IT.

2. MODIFICATION OF TERMS LR McCoy reserves the right to change, modify, add, or remove portions of these terms, without other notice, by updating this posting. Please check these terms periodically for changes.

3. COPYRIGHT Copyright © Lawrence R. McCoy & Co., Inc. 2003.

All rights reserved. All copyrightable text, graphics, and selection and presentation of all material are the copyrighted work of LR McCoy and/or its suppliers. They are protected from unauthorized copying and dissemination by United States copyright law and trademark law, and by international conventions.

LR McCoy grants you permission to copy information owned by it from this web site only as follows: (1) every copy must be solely used to purchase or considering the purchase of LR McCoy's products and for no other purpose. (2) you may not modify or alter the copied material in any way; (3) you must plainly display all copyright and proprietary notices; (4) you must display a notice that the materials are used with the permission of LR McCoy and may not be further copied, modified or altered; (5) you may not separate graphics from their accompanying text.

You may not "mirror" or "frame in" or otherwise copy any materials contained on this web site on any other server.

Nothing contained herein grants to you any express or implied right, title, or interest in the web site or its content.

If you violate any copyright or trademark regarding materials on this web site, your permission to use this site and to copy materials on this web site terminate immediately and permanently.

4. TRADEMARKS No person may use any trademark or identifying mark of any person referred to on the web site, including, but not limited to, the name Lawrence R. McCoy & Co., Inc. and the logo of LR McCoy.

5. LINKS TO THIRD PARTY SITES This web site may contain links to web sites maintained by other companies, individuals, agencies, or organizations. These third party sites are not under the control of LR McCoy and LR McCoy is not responsible in any way for the content. LR McCoy reserves the right to terminate any link at any time without notice. Third party links are not intended to state or imply any sponsorship, endorsement, affiliation, or agreement with the content on any third party site or its products or services. If you decide to access any of the third party sites linked to this web site, you do so entirely at your own risk.

6. CONFIDENTIAL INFORMATION Certain portions of this web site may be for the exclusive use of parties with whom LR McCoy does business such as customers or suppliers. These portions of the site may contain confidential technical, service, or marketing information. By accessing these portions of the web site through password or other security means you agree to keep this information confidential and to disclose the information only on a "need to know" basis within your company.

7. PRIVACY POLICY/COLLECTED INFORMATION It is necessary to collect information from you in certain portions of this web site to respond to your requests for information. This information may include your name, company name, e-mail address, fax number, or telephone number. We do not share, sell, or lease personal information about you for use by third parties in their marketing. Unsolicited ideas for new products, promotions, marketing, or on any other subject will become the property of LR McCoy without consideration payable to the person submitting the idea or to any other person.

8. LIMITS OF LIABILITY This web site, including product specifications, is provided on an "as is" basis without any representations or warranties of any kind, expressed or implied. LR MCCOY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO, ANY IMPLIED WARRANTIES OF MERCHANTABILITY, OR FITNESS FOR A PARTICULAR USE. LR McCoy does not warrant the accuracy, reliability and completeness of the materials or services at this site. Under no circumstances, including, but not limited to, negligence, shall LR McCoy be liable for any direct, indirect, special, exemplary, multiple, incidental, or consequential damages, including but not limited to loss of data or profit, arising out of the use, or the inability to use, or reliance on this web site and the materials on this site, whether in an action of contract, tort, including, but not limited to, negligence, statutory liability, or any other cause of action, even if an LR McCoy representative has been notified of the possibility of such damages. LR McCoy does not warrant that its web site operation will be uninterrupted or error free or that its web site and its server are free of computer viruses or other harmful components. You agree that virus programs are maliciously designed by human beings to cause damage and to circumvent existing protections. No virus program can provide 100% protection because of the capacity of human beings to design around existing protections, and because the virus may be too new for the virus program to be informed about the new virus so that the program can protect against it. You are responsible for designing and implementing a sufficient backup program to allow software and/or data reconstruction in case of the worst. LR McCoy is not responsible for protection to you from viruses that might infect you as a result of your using our web site, nor for errors, software or hardware deficiencies, incompatibilities, inconsistencies, or other problems resulting from your use of electronic media or their configuration or reconfiguration. As used in this document, the term "virus" means any form of executable computer program that is intended to or does cause harm to a computer system. The term "virus" is intended to include worms, Trojan horses, program viruses, boot viruses, macro viruses, stealth viruses, polymorphic viruses, multipartite viruses, companion viruses, and malicious programs and scripts, among others. Electronic mail sent to this site on the internet is not secure and users should avoid sending any sensitive or confidential information in unencrypted messages. LR McCoy makes no representation that materials in its web site are appropriate or available for use outside of the United States. Those who chose to access this web site from other locations do so on their own initiative and are responsible for compliance with applicable local laws.

9. INDEMNIFICATION By using this web site you agree to defend, indemnify, and hold harmless LR McCoy and its employees, officers, directors, and agents against any and all claims, actions, demands, losses, liabilities and all costs and expenses of defense stemming from your use of this web site or your breach of these Terms and Conditions.

10. JURISDICTION This web site is controlled and operated by Lawrence R. McCoy & Co., Inc., in the Commonwealth of Massachusetts in the United States of America. These terms and conditions are governed by and shall be construed in accordance with the laws of the Commonwealth of Massachusetts, United States of America, notwithstanding any contrary principles of conflicts of laws.

11. SEVERABILITY If any provision of these terms and conditions shall be unlawful, invalid, or unenforceable, then the provision shall be deemed severable from these terms and conditions and shall not affect the validity or enforceability of any remaining provisions. LR McCoy may revise such invalid or unenforceable provisions by updating this posting.